Tackling Gender poverty relations within Households through micro-credit Programs in Uganda

Authors

  • John Busingye

DOI:

https://doi.org/10.14738/assrj.612.7461

Abstract

The study mainly set out to investigate the factors that influence gender relations in Uganda.  This paper contributes to the body of knowledge by determining the local gender context influencing  gender  poverty relations in the face of micro-credit programs and practices in Uganda. The study was grounded on the feminist conflict theory. Women accessing and utilizing microcredit programs from Savings and Credit Cooperative Organizations (SACCOs) in Mbarara (MM) and Bushenyi-Ishaka Municipalities (BIM) of South West Uganda provided the contextual setting of the study.

Data was collected from a total of 198 respondents by use of interviews and focused group discussions. The study findings show that age, women’s marital status, the level of formal education, number of children depending on women, assets for collateral and signature requirements were the main factors influencing gender poverty relations within households in Uganda. The study contends that poverty and gender relations influence access to microcredit programs.  The study then recommends that SACCOS should formulate gender inclusive strategies like alternative means of collateral and introduce women friendly modes of access to microcredit services as a strategy for tackling poverty among women in Uganda. The government is also advised to sensitize the public about gender poverty  relations, human rights and increasing household income using the available media. 

References

Agriculture Support Programme (2010). Savings and Credit Cooperative Society (SACCOS) Development process. Available at: http://asp.ramboll.se /Docs/ savings

Blumberg, L. (1984). A General Theory of Gender Stratification. New York: Jossey- Bass.

Blumberg, L. (2005).Women Economic Empowerment as the “Magic Potion” of Development. University of Virginia and California

Chafetz, J. (1990). Gender Equity: An Integrated Theory of Stability and Change. New Burry Park CA: Sage.

Cleaver, F., & Hamada, K. (2010). ‘Good’ water governace and gender equity: A troubled relationship. Gender and Development, 18(1), 27–41.

Ebimobowei, Sophia, & Wisdom, (2012), An Analysis of microcredit and poverty reductionin Bayelsa state of Nigeria. Arabian journal of business and management review, 1(7), 38-57

Gachara, M. (2012).Metaphors of Gĩkũyũ Marriage Negotiations: A Cognitive Linguistics Perspective.PHD Thesis, Kenyatta University.

Grabka, M. M., Marcus, J., & Sierminska, E. (2013). Wealth distribution within couples. Review of Economics of the Household, 11(4). doi:10.1007/s11150-013-9229-2.

Helms, B. (2006).Access for All: Building Inclusive Financial Systems. Washington, D.C: The World Bank.

Kamau P. W (2014). Gender Relations in Access, Control and Utilisation of Microcredit Resources: A Case of Women in Kiharu Constituency Kenya. Kenyatta University

Seyed, Majid, Nurulizwa, Mohd &Hamid (2013).The role of microcredit on the wellbeing of poor people. Case studies rd from Malayasia and Yemen. Accessed 23 December, 2017 on URL: http://dx.doi.org/10.5539/ass.v10n1p230

World Bank. (2007). Global monitoring report: Confronting the challenges of gender equality and fragile states. Washington, DC: The World Bank.

Kariuki, J. G. (2013). Feminisation of Poverty in Kenya.The Case of Abagusii and Agikuyu Women in Kenya. International Journal of Arts and Entrepreneurship, 1 (5): 372-383.

Luyirika, N.M. (2010). The role of microcredit in the socio-economic development of women in a community. A case study in Mpigi T.C University of S. Africa

Nawai, N., & Shariff, M. N. M. (2012). Factors affecting repayment performance in microcredit programs in Malaysia. Procedia - Social and Behavioral Sciences, 62(24), 806.

Niehof, A., & Van Tilburg, A. (2010). The livelihood strategies of women fish traders in adapting to cultural and institutional constraints in Ibaka, Nigeria. Maritime Anthropological Studies, 9(2), 65–93.

Nwigwe, C. A., Omonona, B. T., & Okoruwa V. O. (2012). Microcredit and Poverty Reduction in Nigeria: A Critical Assessment. Australian Journal of Business and Management Research Vol.2 No.04

Schincks, P. (2010). Micro Finance for Sustainability in Ghana. New York: United Nations Development

Programme. Schwandt, T. A. (2001).Dictionary of Qualitative Inquiry, 2nd Edition. Thousand Oaks. CA: Sage.

Sweetman, C. (2001). Gender, Development and Money. London: Oxfam Publication.

Wamue, G. and Njoroge, N. (2011). Gender Paradigm Shift within the Family Structure in Kiambu, Kenya. African Journal of Social Sciences, 1 (3): 10-20.

Wood, J. (2011). Gendered Lives Communication, Gender and Culture. Boston: Wadsworth.

UPPAP. (2000). Ministry of Finance, Planning and Economic Development, Kampala

Yogendrarajah, R. (2013). Challenges faced by women in accessing credit from Microcredit Institutions in Srilanka. The international journal of Economics and business management. East Publications

Yunus, M. (2007).Creating a World without Poverty: Social Business and the Future of Capitalism. New York: Public Affairs Publishers.

Yunus, M. (2012). A Conceptual Framework: Role & Impact Relationship between Micro Finance and Poor’s Access. Journal of Contemporary Research in Business.3 (10): 717 -732.

Downloads

Published

2019-12-14

How to Cite

Busingye, J. . (2019). Tackling Gender poverty relations within Households through micro-credit Programs in Uganda. Advances in Social Sciences Research Journal, 6(12), 128–139. https://doi.org/10.14738/assrj.612.7461